Lodestone Digital, LLC, doing business as JoshCavalier.com, JoshCavalier.ai, and LodestoneDigital.com (“Company,” “we,” “us,” or “our”), operates the websites joshcavalier.com, joshcavalier.ai, and lodestonedigital.com, as well as related online courses, digital products, and services (collectively, the “Services”).

This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our websites or use our Services. Please read this policy carefully. By accessing or using our Services, you acknowledge that you have read and understood this Privacy Policy.

If you do not agree with the terms of this Privacy Policy, please do not access or use our Services.

1. Information We Collect

Information You Provide Directly

We collect information you voluntarily provide when you:

• Register for an account or enroll in a course
• Purchase a product or service
• Subscribe to our newsletter or download free resources (e.g., 250+ Prompts for L&D)
• Fill out a contact form or inquiry
• Participate in coaching sessions, community forums, or live events
• Communicate with us via email or other channels

This information may include:

• Name
• Email address
• Mailing address
• Phone number
• Company or organization name
• Job title
• Payment information (processed securely through third-party payment processors — we do not store credit card numbers on our servers)
• Any other information you choose to provide

Information Collected Automatically

When you visit our websites, we automatically collect certain information, including:

• IP address
• Browser type and version
• Operating system
• Device type
• Pages visited and time spent on pages
• Referring URL (the website that directed you to us)
• Date and time of access
• Cookie data (see Section 5 below)

Information From Third Parties

We may receive information about you from third-party platforms we use to deliver our Services, including:

• Kajabi (course hosting platform)
• Payment processors (Stripe, PayPal, or similar)
• Email marketing platforms
• Analytics providers (e.g., Google Analytics)
• Social media platforms (if you interact with us there)

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our websites and Services
• Process your purchases, enrollments, and registrations
• Send you course access credentials, order confirmations, and transactional communications
• Deliver newsletters, updates, and marketing communications (with your consent)
• Respond to your inquiries and provide customer support
• Administer coaching sessions, community access, and live events
• Improve our websites, courses, and Services based on usage patterns
• Analyze website traffic and user behavior for optimization
• Prevent fraud, enforce our Terms of Service, and comply with legal obligations
• Send you information about new courses, events, and resources we believe may interest you (you may opt out at any time — see Section 7)

We will not use your personal information for purposes materially different from those described above without providing you notice and, where required by law, obtaining your consent.

2. Accounts and Registration

Certain Services (including online courses, coaching sessions, and community access) require you to create an account. When you register, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your login credentials
• Accept responsibility for all activity that occurs under your account
• Notify us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate your account if any information provided is inaccurate, not current, or incomplete.

3. Products and Services

Online Courses (Including the ChatGPT for L&D Masterclass)

When you purchase an online course, you receive a personal, non-exclusive, non-transferable, non-sublicensable license to access the course content for your individual learning purposes. Specifically:

• “Lifetime access” means access for the lifetime of the course on our platform. While we intend to maintain courses indefinitely, we reserve the right to retire or substantially modify courses with reasonable notice.
• Course content, including videos, workbooks, prompts, and supplementary materials, may not be reproduced, distributed, shared, resold, or repurposed without our express written permission.
• Team licenses are limited to the number of seats purchased (e.g., up to 10 members for the Team License). Team seats may be swapped per the terms of your purchase, but the total number of concurrent users may not exceed the licensed amount.

ATD Certificate Programs

Enrollment in the Applying AI in Learning & Development Certificate program is processed through the Association for Talent Development (ATD). While we facilitate these programs, ATD’s own terms, policies, and refund procedures apply to those purchases. We are not responsible for ATD’s enrollment processes or policies.

Coaching Sessions

Individual coaching sessions are scheduled subject to availability. Sessions must be rescheduled or canceled at least 24 hours in advance. Sessions not rescheduled or canceled within this window are considered used.

Free Resources (Including 250+ Prompts for L&D)

Free resources provided through our websites are subject to the same intellectual property protections as paid content. You may use these resources for your personal and professional work but may not redistribute, resell, or claim authorship of them.

Community and Forum Access

Access to our online community is provided as a benefit of certain course enrollments. We reserve the right to moderate, edit, or remove community content and to suspend or revoke access for users who violate community guidelines or these Terms.

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our websites and Services
• Process your purchases, enrollments, and registrations
• Send you course access credentials, order confirmations, and transactional communications
• Deliver newsletters, updates, and marketing communications (with your consent)
• Respond to your inquiries and provide customer support
• Administer coaching sessions, community access, and live events
• Improve our websites, courses, and Services based on usage patterns
• Analyze website traffic and user behavior for optimization
• Prevent fraud, enforce our Terms of Service, and comply with legal obligations
• Send you information about new courses, events, and resources we believe may interest you (you may opt out at any time — see Section 7)

We will not use your personal information for purposes materially different from those described above without providing you notice and, where required by law, obtaining your consent.

3. How We Share Your Information

We do not sell your personal information. We have not sold personal information in the preceding twelve (12) months.

We may share your information in the following limited circumstances:

• Service Providers: With third-party vendors who assist us in operating our business (e.g., payment processors, email marketing platforms, course hosting platforms, analytics providers). These providers are contractually obligated to use your data only for the purposes of providing services to us and to maintain appropriate security measures.
• ATD (Association for Talent Development): If you enroll in the Applying AI in L&D Certificate through our site, certain registration information may be shared with ATD as the certifying organization for program administration.
• Legal Requirements: When required by law, regulation, legal process, or governmental request.
• Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets, in which case you will be notified of any change in ownership or use of your personal information.
• With Your Consent: In any other circumstances where you have given explicit consent.

 4. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, including:

• For the duration of your account or enrollment (including lifetime access courses)
• As needed to comply with legal, accounting, or reporting obligations
• To resolve disputes and enforce our agreements

When your data is no longer needed, we will securely delete or anonymize it.

5. Cookies and Tracking Technologies

Our websites use cookies and similar tracking technologies to enhance your experience.

Types of Cookies We Use:

Managing Cookies:

You can control cookies through your browser settings. Most browsers allow you to:

• View what cookies are set
• Delete individual or all cookies
• Block third-party cookies
• Block all cookies
• Set preferences for certain websites

Please note that disabling certain cookies may affect the functionality of our websites, including access to course content.

For more information about cookies and how to manage them, visit www.allaboutcookies.org.

Do Not Track Signals:

Some browsers offer a “Do Not Track” (DNT) setting. We currently respond to DNT signals by limiting the use of tracking technologies where feasible.

6. Data Security

We implement reasonable technical, administrative, and physical safeguards to protect your personal information from unauthorized access, use, alteration, or destruction. These measures include:

• Encryption of data in transit (SSL/TLS)
• Secure payment processing through PCI-compliant third-party processors
• Access controls limiting who within our organization can access personal data
• Regular review of our data collection, storage, and processing practices

However, no method of electronic transmission or storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security. If you believe your account has been compromised, please contact us immediately.

7. Your Privacy Rights

Depending on your location, you may have some or all of the following rights regarding your personal information:

For All Users:

• Access: Request a copy of the personal information we hold about you.
• Correction: Request correction of inaccurate or incomplete personal information.
• Deletion: Request deletion of your personal information, subject to certain exceptions (e.g., legal obligations, active course enrollment).
• Opt-Out of Marketing: Unsubscribe from marketing emails at any time by clicking the “unsubscribe” link in any email or by contacting us directly.

For California Residents (CCPA/CPRA): In addition to the rights above, California residents have the right to:

• Know what personal information is collected and how it is used
• Request deletion of personal information
• Opt out of the sale or sharing of personal information (note: we do not sell your data)
• Non-discrimination for exercising privacy rights
• Limit the use of sensitive personal information

To submit a request, see Section 12 below. We will verify your identity before processing any request.

For Residents of States with Comprehensive Privacy Laws: If you reside in a state with an active comprehensive consumer data privacy law (including but not limited to Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana, Iowa, Indiana, Kentucky, Rhode Island, and others as enacted), you may have similar rights to access, correct, delete, and opt out of certain data processing activities. Contact us to exercise these rights.

For North Carolina Residents: North Carolina is actively considering comprehensive data privacy legislation (House Bill 462 and Senate Bill 757) with a target effective date of January 1, 2026. We are committed to compliance with any enacted North Carolina consumer data privacy law. Regardless of the status of state legislation, North Carolina residents may contact us at any time to request access to, correction of, or deletion of their personal information.

8. Children’s Privacy

Our Services are not directed to individuals under the age of 16. We do not knowingly collect personal information from children under 16. If we become aware that a child under 16 has provided us with personal information, we will take steps to delete such information promptly.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us at the information provided in Section 12.

9. Third-Party Links and Services

Our websites may contain links to third-party websites, platforms, or services (e.g., YouTube, LinkedIn, ATD, Notion, payment processors). We are not responsible for the privacy practices of these third parties. We encourage you to review the privacy policies of any third-party services you access through our websites.

10. International Users

Our Services are operated from the United States. If you access our Services from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States, where data protection laws may differ from those in your country of residence.

By using our Services, you consent to the transfer of your information to the United States.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or Services. When we make material changes, we will:

• Update the “Last Updated” date at the top of this policy
• Post the revised policy on our website
• Where appropriate, notify you via email or a prominent notice on our website

We encourage you to review this policy periodically.

12. Contact Us

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or have concerns about how your data is handled, please contact us:

Lodestone Digital, LLC Attn: Privacy 1515 Mockingbird Lane, Suite 400 Charlotte, NC 28209

Email: training@lodestone.com

We will respond to all privacy-related requests within 30 days (or sooner if required by applicable law).

13. Governing Law

This Privacy Policy is governed by the laws of the State of North Carolina, United States, without regard to its conflict of law provisions.